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About Us / Who we are

Men sitting on the tailgate of a truck. 
Veteran of the crop insurance world.
With over 30 years of experience, RCIS has continued to stand out in the crop insurance industry by providing the best possible service and products available on the market. We offer a variety of hail, named peril, supplemental and stand-alone insurance products as well as multi-peril insurance policies offered through the United States Department of Agriculture’s Risk Management Agency.
Comprehensive products and services.
As the leading innovator of agricultural insurance in the United States, RCIS offers a comprehensive line of insurance products and services to meet the unique requirements of producers, adding crops as new varieties emerge and developing new types of coverage when needed.
A tradition of service, to insure the future.
We are committed to delivering industry-leading tools and resources to help both producers and agents. With more than 3,600 professionally trained and licensed agents, our team is growing stronger to help America’s farmers and ranchers insure their future.
What is Crop Insurance? 
Crop insurance has become an essential business tool for America's agricultural producers. Working in an industry where one catastrophic year could wipe out five years of profit, most farmers wouldn't think of operating without some form of crop insurance. Crop insurance helps make America's farmers and ranchers world leaders in agriculture, allowing producers to stay competitive and be more innovative. It also helps them sleep better at night knowing that should the unexpected happen, they will have the financial security to stay in business and go on to plant the next season. Learn more about the importance of crop insurance through this link (Opens to new window):, National Crop Insurance Services

Strength and Stability
Rural Community Insurance Company (RCIC) is positioned to provide peace of mind to policyholders and producers given our solid capitalization, historically strong operating presence and consistently strong ratings from the financial community.​
Our parent company
Zurich American Insurance Company (Zurich) is a leading commercial property-casualty insurance provider serving small business, and mid-size and large companies, including multinational corporations. Zurich understands the importance of farmers and the agriculture industry to the American economy, and has been in the U.S. crop insurance business for more than 20 years. When Zurich purchased the RCIS crop insurance business in 2016, it shifted its long-standing position from a reinsurer into a 100 percent owner of an approved crop insurance provider (AIP) through the federal crop insurance program.
Some products not available in all states or counties. This is intended as a general description of certain types of insurance and services available to qualified customers provided solely for informational purposes. Coverage is underwritten in all states by Rural Community Insurance Company, Anoka, MN except in Montana where hail coverage is underwritten by Tri-County Farmers Mutual Insurance Company, Malta, MT. Nothing herein should be construed as a solicitation, offer, advice, recommendation, or any other service with regard to any type of insurance product or services. Your policy is the contract that specifically and fully describes your coverage, terms and conditions. The description of the policy provisions gives a broad overview of coverages and does not revise or amend the policy. Coverage may vary by state. Coverages and rates are subject to individual insured meeting our underwriting qualifications and product availability in applicable states. RCIS is a registered trademark of Rural Community Insurance Company. RCIC is an equal opportunity provider.
© 2018 Rural Community Insurance Company. All rights reserved.

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Men in cotton field. 
RCIS claims adjusters survey cotton fields near Fresno, California.
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